Commercial Risk Quiz by Frankenmuth Insurance | Mar 27, 2019 Some risks aren’t worth taking — like those that can cost your life's work. Assess your risk.Risk Quiz1. Do you have insurance to cover a data breach (aka cyber insurance)?Fact: 1 in 6 small businesses have had a data breach. Yes No 2. Do you have a disaster recovery plan?Fact: 40% of businesses never reopen after a disaster. Frankenmuth Insurance loss control consultants can help identify hazards and recommend ways to better protect your business assets. Yes No 3. Have you reviewed your policy with an agent in the last year?Fact: 75% of businesses in the US are underinsured by 40% or more. Yes No Time's up