mid to large size business insurance

Large Business Insurance

We’ll tailor coverage to fit your business insurance needs.

Whether you operate from one location or across multiple states, we offer comprehensive product offerings with unique coverage enhancements to meet the needs of today’s business owners.  

For mid-size to large businesses or those with unique risks, a commercial package policy will provide you with the general liability, commercial property, and many other coverages that your business needs. Commercial package policies work especially well for contractors, manufacturers, auto repair shops, retail stores, wholesalers and distributors, restaurants, offices, and professional services.

To get started, turn to one of our trusted advisors. Our local, independent agents are experts in business insurance. They will assess your unique risks and guide you to the coverages you need to ensure your business is properly protected.

Do you operate one of these types of businesses?

Great! Our policies can be tailored by industry segment, with variable limits, to ensure you have comprehensive coverage. Ask your agent about our Diamond, Premier, and Select coverages.

Additional coverages for mid-size to large businesses

Equipment breakdown

Coverage to help you recover from damaged equipment, loss of business income, spoiled inventory, and costs associated with mandatory inspections.

Commercial crime

Coverage to help you recover from employee theft, forgery or alterations, computer and funds transfer fraud, and more.

Inland marine (property away from premises)

Coverage for mobile property off premises that becomes lost, stolen, or damaged.

Cyber and information protection

Coverage to help you recover from a breach or cybercrime. This product combines cyber liability and data breach insurance into one policy.

Employment-related practices liability (EPLI)

Coverage for legal fees associated to employee lawsuits for claims of discrimination, harassment, wrongful termination, and more.

Professional liability

Also called errors and omissions (E&O), this coverage pays legal expenses if your business is sued for unsatisfactory work.

Employee benefits liability

Coverage to help you recover from claims filed by employees related to negligent administration (communication, record keeping, termination) of their benefits plan. Benefits may include group insurance coverage, pension plans, stock options, and more.

Workers compensation

Coverage for your employees that pays medical bills and lost wages resulting from work-related illnesses and injuries. This coverage is required in most states.

The Frankenmuth Insurance difference

When you place your trust in Frankenmuth Insurance to protect your livelihood, we work hard to earn and keep your business with honest, open, and upfront service — every single time. Because we’re people, just like you.


AM Best rating


Better Business
Bureau rating


Claims service satisfaction rating


of businesses in the US are underinsured by 40% or more.