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Boat & Sport Vehicle

Watercraft Insurance

Venture further with comprehensive insurance for boats and sports vehicles.

If you’re passionate about the outdoors, boating, and sports vehicles, give yourself peace of mind with comprehensive protection for your ride with Frankenmuth Insurance coverage.

Our boat and sports vehicle insurance covers loss or physical damage to your ride and helps protect you financially from injuries and damages you may cause to others.

We offer comprehensive boat insurance for privately-owned watercraft, including:

  • Eligible jet boats up to 23 feet in length
  • Personal watercraft up to 13 feet in length
  • Houseboats powered by outboard or inboard/outboard motors
  • Pontoon boats
  • Sailboats up to 26 feet in length
  • Inboard boats
  • Inboard/outboard boats
  • Outboard boats
  • Outboard motors
  • Boat trailers
  • Limited equipment

We provide coverage for larger boats, too. Learn more about our Yacht coverage.

Our comprehensive sports vehicle insurance is designed for privately-owned off-road vehicles, typically not subject to motor vehicle registration, including:

  • All-terrain vehicles (ATV)
  • Trail bikes
  • Electric vehicles
  • Golf carts
  • Mopeds and motor bikes under 1.5 horsepower or 50 CCs
  • Snowmobiles
  • Sleds
  • Toboggans

Boat and sports vehicle insurance is available to residents of Michigan and Ohio. Policies can be added to your existing homeowners policy with Frankenmuth Insurance. All boats and sports vehicles are subject to underwriting review and approval. Talk to one of our local, independent agents about your coverage needs, and they’ll guide you to the protection that’s right for you.

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