A guide to naming a beneficiary on your life insurance policy.
One of the most important decisions in establishing a life insurance policy is determining and declaring appropriate beneficiaries. While it might seem simple – the selection of a spouse or child, for example – there are many additional considerations that can and...
How to increase (and decrease) your home’s value.
Selling your home within the next year? Find out what you can do to help increase its value… and what could actually decrease it. How to increase your home’s value: Get an inspection. A home inspection is a great way to catch small issues with moisture, termites, etc....
What’s the average lifespan of an appliance?
There’s no doubt about it. Owning a home can be an expensive undertaking, especially if your appliances are starting to age. When will your major appliances likely need to be replaced? And how can you help them last longer? According to the National Association of...
How to use whole life insurance for your family’s future.
When we think of life insurance, we typically consider protecting our families from catastrophic events, such as the untimely loss of a life partner. This is true of term life policies, which are a popular choice among families with children needing high coverage now,...
Term life insurance: Keeping costs down while needs are high.
Determining your life insurance needs can be a daunting task, and understanding the differences in policy types, as well as individual policy benefits, can be quite confusing. But of the many types of life insurance available, term life is perhaps the most...
7 reasons to have life insurance.
Often, we like to think of life insurance as part of “adulting.” It’s that far-off consideration for when we’re middle-income family men and women. But, life insurance is actually something that should be considered now — regardless of your age, life stage or income...
5 misconceptions about who needs life insurance.
If you’re the sole breadwinner for a family of eight, the need for life insurance is pretty clear. But for others, the decision is not so clear-cut. Here are five reasons people think they don’t need life insurance – and why they should think again: 1. “I don’t need...
Hope for the best, prepare for the worst.
We’ve seen so much tragedy over the 150 years we’ve been in business, Hurricane Harvey and Irma being the most recent. Our agents are usually the first call made once a family has gotten out of harm’s way. After the floods. After the fire. After the storms. While...