Home Coverage

Home Coverage

Home has never meant more. Protect it.

Your home is not just a place. It’s where life happens. Protect your home, and everything in it, with the right coverage. At Frankenmuth Insurance, we’re experts in home insurance and have been providing peace of mind to individuals and families for more than 150 years. We provide coverage for all property types. So if you rent, own, or are building a new home, we’ll guide you to the coverage that’s right for you.

Our local, independent agents will get to know you and provide:

  • Personalized solutions: We know that one size does not fit all when it comes to protecting your most valuable asset. From rentals and condos to historic and million-dollar homes, we’ll recommend the coverage you need for your unique property.
  • Fast, fair claims: After 150 years in business, we’ve seen it all. And we know the importance of providing reassurance when it’s needed most. That’s why our claims reporting is available 24/7 and a representative will respond within 24 hours. It’s how we do business, and it’s how we’ve consistently earned a claims satisfaction rating over 95%.
  • Identity fraud support: Protecting your personal information has never been more important. If you find yourself a victim of identity fraud, we’ll provide a fraud specialist at no added cost. Powered by CyberScout®, your personal fraud specialist will help resolve your problem and restore your peace of mind.

Explore coverages

Ultra Home Guardian Insurance


Comprehensive property and liability coverages for homes of all values.

Home Protector Insurance

Equipment breakdown

An affordable add-on coverage for mechanical, electrical, and pressure systems equipment.

Renters' Insurance


Protect the belongings that make your home special.

Condominium Insurance

Condominium unit owners

Tailored for homeowners with limited structural exposure.

Dwellings Under Construction Insurance

Dwellings under construction

Add peace of mind throughout construction with this policy.

Manufactured Homes (Michigan Only)

Manufactured homes

Coverage for mobile-manufactured homes of all sizes.

Renters' Insurance

Rental property owners

Also known as landlord insurance, coverages are designed for single-unit dwellings and dwellings with up to four units.

Our home insurance is available in Michigan and Ohio. Coverage is available in Maine, Vermont, and New Hampshire through our subsidiary, Patriot Insurance Company. Talk with a local, independent agent about getting the right coverage today.

I have already recommended Frankenmuth to a number of acquaintances. This is a great Michigan company.


Amazing customer service. Quick response. Couldn’t be happier!


We had a great experience with this claim. Our Frankenmuth rep was very friendly and prompt in his response.