Our Personal Umbrella policy helps you weather the unexpected.
Like a rain umbrella protects you from a spontaneous downpour, a Personal Umbrella policy can shield you from unexpected events. If there’s ever a time when your home or auto insurance just isn’t enough, our Personal Umbrella policy can add an extra layer of protection. It will protect against catastrophic losses and large liability claims that could be financially devastating.
Still not sure if you need Personal Umbrella insurance? Let’s have a frank conversation about the coverage it can provide. Umbrella insurance could protect you if:
You’re ruled at fault in a car accident.
You’re sued and found liable for an amount well over the coverage included in your personal auto policy.
You leave your bonfire unattended and it damages a neighbor’s home.
The damage to their house is substantially more than the coverage available through the liability amount of your home policy.
A guest slips on ice outside of your home.
A guest attending your holiday party breaks her arm. She sues for pain and suffering, but your home insurance doesn’t cover all of her expenses.
Much like an actual umbrella, our Personal Umbrella policy will keep you covered. With limits ranging from $1 million to $5 million, it will complete your package of insurance protection.
Talk to your agent about our Personal Umbrella insurance today.
Our personal umbrella insurance is available in Michigan and Ohio. Coverage is available in Maine, Vermont and New Hampshire through our subsidiary, Patriot Insurance.