equipment breakdown insurance

Equipment isn’t always 100% reliable. Make sure you have a back-up plan.

Most businesses rely on some type of equipment to get the job done. Whether it’s electrical, electronic, heating or cooling, you don’t want to think about what would happen if it broke down. You have enough to think about already. It’s at times like these when equipment breakdown insurance comes in handy.

Covered equipment includes:

  • Boilers
  • Mechanical machinery
  • Electrical distribution systems
  • Electronic equipment
  • Telephone systems
  • Heating and cooling systems
  • Refrigeration equipment

Here’s what equipment breakdown insurance covers:

  • The cost to repair or replace damaged equipment
  • Loss of business income
  • Spoiled inventory
  • Mandatory inspections of key equipment

Not sure if equipment breakdown coverage is right for your business? Ask one of our local, independent agents today.