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Frankenmuth Insurance Home Coverage

Home Insurance

Home / Personal / Home Insurance

Home has never meant more. Protect it.

Your home is not just a place. It’s where life happens. Protect your home, and everything in it, with the right coverage. At Frankenmuth Insurance, we’re experts in home insurance and have been providing peace of mind to individuals and families for more than 150 years. We provide coverage for all property types. So if you rent, own, or are building a new home, we’ll guide you to the coverage that’s right for you.

Our local, independent agents will get to know you and provide:

  • Personalized solutions: We know that one size does not fit all when it comes to protecting your most valuable asset. From rentals and condos to historic and million-dollar homes, we’ll recommend the coverage you need for your unique property.
  • Fast, fair claims: After 150 years in business, we’ve seen it all. And we know the importance of providing reassurance when it’s needed most. That’s why our claims reporting is available 24/7 and a representative will respond within 24 hours. It’s how we do business, and it’s how we’ve consistently earned a claims satisfaction rating over 95%.
  • Identity fraud support: Protecting your personal information has never been more important. If you find yourself a victim of identity fraud, we’ll provide a fraud specialist at no added cost. Powered by CyberScout®, your personal fraud specialist will help resolve your problem and restore your peace of mind.

For reliable homeowners insurance in Michigan and Ohio, explore our coverages. Find an agent today.

Ultra Home Guardian Insurance

Ultra Home Guardian

Our most comprehensive policy, designed to protect your most valuable asset.

Home Protector Insurance

Home Protector

Our most common policy, designed for homes of all values.

Renters' Insurance


Protect the belongings that make your home special.

Condominium Insurance


Tailored for homeowners with limited structural exposure.

Dwellings Under Construction Insurance

Dwellings Under Construction

Add peace of mind throughout construction with this policy.

Manufactured Homes (Michigan Only)

Manufactured Homes (Michigan Only)

Coverage for mobile-manufactured homes of all sizes.

Ready to talk to an agent? Connect with one in Michigan or Ohio.

Our homeowners insurance is available in Michigan and Ohio. Coverage is available in Maine, Vermont and New Hampshire through our subsidiary, Patriot Insurance.

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I have already recommended Frankenmuth to a number of acquaintances. This is a great Michigan company.


Amazing customer service. Quick response. Couldn’t be happier!


We had a great experience with this claim. Our Frankenmuth rep was very friendly and prompt in his response.


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