In 2020, due to the no-fault auto reform, Frankenmuth Insurance adjusted personal injury protection rates to align with future savings. The Department of Insurance and Financial Services requires companies to pass along the realized savings in 2023 for accidents occurring before the no-fault auto reform for one year. Based on this requirement, the following rate changes will be made to our Michigan personal auto program.

Revisions
The following rate adjustments have been made:

• Base rates for personal injury protection have decreased.
  

Although individual policyholders’ results will vary, the overall rate impact for the Michigan auto program is -2.3%.

Effective Dates
This rate change is effective February 1, 2023.

If you have any questions, feel free to contact your Personal Lines field manager or underwriter.

Thank you for your continued partnership with Frankenmuth Insurance.