As we navigate through these historic changes to the Michigan no-fault auto insurance, we would like to make our agency partners aware of an unintended exclusion within our Property Protection (PPI) Coverage form as it relates to out-of-state residents.

To clarify, Frankenmuth Insurance will not exclude PPI coverage for property damage caused by an accident resulting from the ownership, maintenance or use of a covered auto by anyone who is not a resident of Michigan. The following forms are affected:

Commercial Auto

Michigan Property Protection Coverage Form CA 22 24 Section B. Exclusion 11

Personal Auto

Amendatory Form 01525 Part B Michigan Property Protection Insurance Coverage Exclusion 9

We are working to make the appropriate modifications to our forms and file these changes with the Department of Insurance and Financial Services as soon as possible. Our claims area has been notified and are prepared to handle these claims as intended.

Thank you for your partnership and patience as we work to modify our forms to provide the appropriate coverage to out-of-state residents.

Should you have any questions, please contact your field manager or underwriter.