On November 14, 2013, we communicated our Michigan Auto rate changes effective January 1, 2014.  As part of these changes, we introduced adjustments to our Michigan Auto Amendatory Endorsement (Form #01525).  After receiving valuable input from some of our agency partners, we have determined it is best to eliminate two exclusions which were included with this change.  This better aligns our coverage with the industry standard. 

The two policy exclusions we have removed from the Michigan Auto Amendatory Endorsement include:

•   Wrongful Acts and Criminal Acts Exclusion     
•   Controlled Substance Exclusion             

Effective March 1, 2014, our revised Michigan Auto Amendatory Endorsement will apply to all new and renewal business.  For those policies issued from January 1 through February 28, 2014 the liberalization clause will extend this revised coverage. 

We appreciate your continued support.  If you have any questions or wish to discuss these changes, please call your Personal Lines Field Manager, Underwriter, or me.