To assist you in gathering all necessary information when adding a new location to a package policy, we offer the following checklist:

___ Location address

___ Occupancy (including occupants other than the insured and unoccupied portions of the building)

___ Alarm or sprinkler systems

___ Total square footage (if available), and square footage occupied by the insured

___ Year built (including building updates for buildings greater than 20 years old)

___ Number of full and part time employees at this location

___ Construction of building

___ Coverages needed (including limits)

·         Property (Building, Contents, Time Element, etc. – Include coinsurance, deductibles, cause of loss, valuation)

·         If there is blanket coverage on the policy, is this location to be included under the blanket?

·         General Liability (Include premium basis such as receipts or payroll)

·         Crime

·         Inland Marine

·         Workers’ Compensation – Include additional payroll, if any

___ Additional Interests

Not only will this provide everything underwriting will need in most situations, but the questions may prompt the insured to offer facts that would otherwise have gone unmentioned.