Effective October 1, 2011 and for new and renewal business thereafter, business income on Motel Businessowners policies is changing from an actual loss sustained basis to a $50,000 limit. 

This limit may be increased incrementally per $1,000 of coverage. Factors including construction type, protection and liability class could also affect premium increases. 

Should you have questions, comments or concerns regarding this action, please contact your underwriter, field manager or me.