Comprehensive protection against employment lawsuits can mean the difference between keeping the doors open and locking them for good for many businesses.  And, considering more than 40% of all employment practices lawsuits are filed against private employers with 15 to 100 employees, coverage against the damage these lawsuits can create is critical for many company’s survival.

With the forthcoming addition of Third Party Coverage as an option to the Frankenmuth Insurance Employment Practices Liability Insurance (EPLI) program, your clients will gain additional support in this defense.  This coverage will be available on policies with a May 1, 2011 or later inception date.  Third Party coverage means protection from the results of adverse actions taken by an employee against any non-employee.  This includes actual or alleged third party discrimination and harassment.   

This policy provides defense and settlement coverage for these widely alleged wrongful employment claims. Through the Frankenmuth EPLI policy, coverage is also included for:

·         Retaliation or retaliatory discharge

·         Libel, slander, humiliation defamation or invasion of privacy

·         Wrongful failure to promote to employ

·         Wrongful deprivation of career opportunity

·         Wrongful demotion of negligent evaluation

·         Wrongful discipline

·         False imprisonment

·         Violations of Family Medical Leave Act or Uniformed Services Employment & Re-employment Rights Act

·         Improper disclosure of confidential employee information resulting in identity theft

Consider Frankenmuth’s cost-effective EPLI coverage for your business clients today.  We’re confident when you compare our coverage, you’ll see why we truly are with you all the way.