Thank you for your continued support of Frankenmuth Insurance.  Our goal is provide you product options which will fulfill the various needs of your customers.  To achieve this we are introducing new Windstorm and Hail Deductible options for Michigan Homeowner.  These deductible options will be available effective September 1, 2013.

The following Windstorm and Hail Deductible options are available:  $1,000, $1,500, $2,000, $2,500, $5,000, $7,500, $10,000, 1%, 2%, 5%, 7.5%, 10%.  These deductibles are optional for our insureds and would apply to losses resulting from Windstorm or Hail.  The Windstorm and Hail Deductible selected must always be higher than the All Peril Policy Deductibles.  When a Windstorm/Hail Deductible is chosen you will see form HO 03 12 attached to the policy and the option chosen will be displayed on the Declaration.

In addition to the introduction of these Windstorm/Hail Deductible options, the All Peril Deductible relativities or factors have been revised.  The $5,000 and $10,000 All Peril Deductible options will be more attractive for your insureds.  They will see improved discounts if they select one of these deductibles.

We sincerely appreciate your support in helping us improve our Personal Lines results.  If you have any questions, please feel free to contact your Personal Lines Field Manager, Underwriter or me.