Effective 4-1-2015 rates on many commonly used optional coverages will be even more competitive.  

Here are examples of optional coverages with reduced rates:

• Businessowners Computer Coverage including expanded perils now $1.00

• Money & Securities now $7.50 on premises and $0.90 off premises

• Scheduled Contractors Equipment now $14.00

• Small Tools now $28.00

• Small Tools with Limited Theft coverage now $21.00

• Increased Limit on Debris Removal now $1.00 

• Employee Dishonesty new rates vary by number of employees and number of locations

• Lessors Risk Liability now $6.00 per 1000 sq. ft. at $1M/$2M limit

• 11 Additional Insured coverages new lower premiums vary by coverage form

Rate impacts vary by state.  Rates shown above are based on $500 deductible and are per $1,000 of coverage unless otherwise noted.  Contact your Field Manager or Underwriter for more information.