A change is being made regarding the manner in which Safe Workplace Credits are applied to Michigan Workers’ Compensation premiums.  Beginning with policies effective 2/1/2013 and later, these credits will be individually considered and listed separately on the policy declaration.  Modifications will be broken out and listed as follows:

·         Workplace Safety Credit

·         Drug Free Workplace Credit

·         Return to Work Credit

·         Health Care Credit

The Michigan WC Rule & Rate Guide has been updated to further clarify the criteria which must be met in order to qualify for the credit associated with each of the programs under the Safe Workplace Plan.  In addition, FM-1708 Application for Michigan Workers’ Compensation Premium Modifications, must be completed, signed by the insured, and returned to underwriting upon issuance and each subsequent renewal.

Frankenmuth Insurance’s Loss Control Department is available to assist insured’s who do not have these programs in place.  Loss Control representatives are available for personal site visits, and also written guidelines available for an insured’s use.

We thank you for your continued loyalty to Frankenmuth Insurance.  As always, should you have questions, comments or concerns about this issue, feel free to contact your Field Manager or Underwriter.