Considering the litigious nature of our society, a personal umbrella
policy is one of the best insurance purchases an individual can make.
A personal umbrella policy provides worldwide liability coverage over
and above the liability coverage provided by primary home and auto policies.
Thus, it is aptly named umbrella.
Just a few examples of activities which might increase your exposure
to lawsuits, thus furthering your need for a personal umbrella policy,
- Owning your own home
- Operating an automobile, boat, or sport vehicle
- Owning a swimming pool or hot tub
For a relatively inexpensive premium, our personal umbrella
policy, with limits ranging from $1 million to $5 million, completes your
package of insurance protection.