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Frankenmuth Insurance - With you all the way

Commercial Insurance

Safety Services | An array of Loss Control Services to help our Commercial clients | Click Here

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What kind of insurance should I buy for my business?

Every business is as unique as the individuals who own and work in it. We strongly encourage you to use our Agency Locator feature to find an independent agent who can review your business needs. Only then can your agent match your business with the right combination of insurance solutions provided by Frankenmuth Insurance Company. Please take a moment to review some of our offerings below:

No assembly required! That describes our Businessowners program. We offer seven distinct policies targeted at nine fields of business. Each comes "pre-assembled" with many coverages included as standard features.

Our Commercial Package Policy (CPP) can best be characterized as a finely tailored suit. Each policy is custom fit for each of our commercial clients. Appropriate coverage can be selected from a wide range of options and enhancements and assembled into one comprehensive policy.

Our Business Auto Policy affords liability and physical damage coverages for businesses of all sizes with vehicles of all types. From a single vehicle to a large fleet; from private passenger cars to large trucks, we’ve got you covered.

Sometimes when it rains, it pours. Our Commercial Umbrella policies work exactly as their name implies; by providing a layer of protection over the standard liability limits afforded in your other business policies, like Business Auto, Businessowners or Commercial Package policies (subject to policy limits and other conditions.)

Employment Practices Liability Insurance (EPLI) provides defense and indemnity protection against claims arising from the employer/employee relationship. The policy shields employers-plus all current, former, and prospective employees, directors and officers, even the corporate entity-against a broad spectrum of employment-related claims.

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Workers' Compensation Insurance is highly regulated by state governments, and regulations vary greatly by state. Some states retain sole authority to write Workers' Compensation Insurance while others allow insurance companies to provide coverage according to strict rules.

Equipment Breakdown - Most businesses today rely on some type of equipment to help them succeed. It could be electronic equipment, a heating and cooling system, or maybe a telephone system to name a few. Whatever it is, a failure in the equipment could be costly to your business. Equipment Breakdown coverage may be the solution you need to keep your business running.