Commercial Umbrella policies work exactly as the name implies. These policies provide a layer of protection above that afforded by underlying policies. When losses exceed the coverage limits of standard Business Auto, Businessowners or Commercial Package policies, Commercial Umbrella policies take effect to cover the balance (subject to policy limits and other conditions).
A great deal of coverage is provided through a Commercial Umbrella policy for a comparatively minimal premium. Coverage limits typically range from $1 million to $10 million.
Most businesses eligible for one of our underlying policies are also eligible for a Commercial Umbrella policy. Contact your local Frankenmuth Insurance Independent Agent should you need more information about the broad protection of a Commercial Umbrella policy.